Предполагаемый уровень месячного дохода:
не указан
General description/Definition of the job
Intensive and individual care and support for non-performing / problematic corporate loans / clients with the objective of operational and financial restructuring of the companies.
If such restructuring may not be possible, providing the best possible return of our credit exposure and reduce / minimize any potential loss for the bank.
Responsibilities:
Analyses loans,enabling early identification of problem loans
Taking over non-performing and problematic loans in own responsibility
Detailed business / financial and legal analysis of the client / loan
Legal examination / control of the underlying commitment contracts
Restructure credit lines based on assessed business and liquidity plans
Involvement of turnaround-consultants
Establishing of banking pools
Determines and executes the most effective strategy to avoid or reduce any potential loss for the bank and secure the repayment and / or collection of the debt
Restructure credit lines
Reviews / traces restructuring success / setting & checking of achievement of milestones
Works and negotiates closely with all parties involved through the restructuring process so with borrowers, attorneys, tax, legal and financial consultants, officials of other creditors to review and restructure credit and repayment terms, to better secure collateral, establish recourse to other borrower assets, etc. In complex credit structures, this negotiation will involve significant time spent with other lenders.
Prepares written analysis, proposes strategy and actions plans and presents to Committees