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Canada: Finance, Real Estate, Insurance, Immigration

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Canada: Finance, Real Estate, Insurance, Immigration:Which Credit Card Is Better?


Dear readers,

Today we find out  Which Credit Card Is Better. And we have job for financial and insurance consultants.


Which Credit Card Is Better?

\credit card bankBanks and other financial institutions offer various credit cards to their clients. The most widespread cards in Canada and the US are VISA, Master Card and American Express. Quite often you receive an invitation to apply for some type of a credit card in your mail. When do you really need to do apply? You need to apply only when you actually need this specific card. In order to determine whether you need this credit card, you need to know what the differences between the cards are.

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  • Annual fee – it is the sum that you have to pay annually for using the card. These days, quite often, cards are offered without annual fees (because the clients demonstrate better due diligence when choosing a card).
  • Grace period – it is the term during which you have to repay the credit in order to avoid the interest charges. American Express usually has the shortest grace period.
  • Interest charged for not repaying the credit timely. The sum varies between 5% and 19%. You shouldn’t worry about it if you are able to pay back on time.
  • The advantages of a card. Some cards offer air miles as a bonus, while others offer credit for buying a car or a house, and some cards offer participation in sweepstakes. There are also other types of cards. Some people use Z-Club cards to use discounts in Zellers, for example. Gold and platinum cards help you save on car insurance or car lease. I advise my clients to use Dividend VISA CIBCbank card (0.25% return from the first thousand spent and paid back and 1% of return after the first thousand is spent and paid back). Platinum Dividend VISA CIBC ( 0.25% – 2% of return, but annual fee applies), President Choice Master Card (1% of return through purchases at Superstore).
  • I would like to draw you attention to the importance of reading everything that is specified in a brochure, especially the information in small print. For example, the card could be without annual fees, but there might be a condition that this rule only applies when you spend no less than $300 monthly...

 

More information about cards. >>

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Online Currency Exchange American Canadian Dollars Euro Pound Money Transfer


Job opportunity for financial and insurance consultants. Anyone is welcome to apply.

Have you been considering a career in the financial sector?

Arbetov Insurance and Wealth Management Inc.Corporation
(Affiliated with CF Canada Financial Group Inc.)

Invites insurance and financial advisers.

After joining our team you will receive:life insurance agent

  • Professional training from the best Canadian financial and insurance companies,
  • The highest compensation in the industry (the initial 100% bonus for experienced agents),
  • Online support of your business,
  • Personal assistance from Michael Arbetov and training on how to get new clients,
  • An opportunity to offer  financial and insurance products of virtually all the financial companies as well as online products,
  • Additional income opportunities through mortgages, investments into real estate etc.

We don’t charge for training, and we don’t charge the office fees or fees for using the software etc. The only expenses that you will incur are license fees and insurance of your potential mistakes. You come to us in order to make money. We offer you conference rooms for conducting seminars, facilities for meeting with your potential clients, electronic library comprising 1500 e-books that cover all the financial subjects and video presentations.

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You can do the currency exchange if you follow this link.

 insurance businessAnyone who would like to get an advertising space on Canadian InsuranceFinancial Planning in Canada,Tax Planning in Canada and other websites for your own purposes or for the purposes of your partners (some conditions apply)

Please come and join us to participate in seminars each Tuesday from 10AM to 12:30PM at:
CF Canada Financial Group Inc. 
2200 – 1177 West Hastings,
Vancouver, BC, V6E 2K3

Or call Michael Arbetov’s office to find out information on the next seminar.

We truly believe that each specialist should undergo an initial introduction session covering the methods of working in financial industry before sitting for the exams. Click to find out more about job of the insurance agents.

Please hurry, your services are in demand in Canada. They will help the Canadians to lower the taxes, to secure a comfortable living during retirement, to save money for the education of their children, to protect their families from financial risks and avoid unreasonable financial losses. You will be able to make good money while feeling satisfaction from the results of your work.

Other articles:

Job opportunity for financial and insurance consultants. Anyone is welcome to apply. - Russian version


Gold & Silver in Canada

Item Buys at Sells at Buys at (USD) Sells at (USD)
1 OZ GOLD BAR $1,759.00 $1,804.00 $1,799.00 $1,842.00
5 OZ GOLD BAR $8,785.00 $8,999.00 $8,987.00 $9,192.00
10 OZ GOLD BAR $17,550.00 $17,979.00 $17,953.00 $18,363.00
1 KILO GOLD BAR (32.15 TROY OZ.) $56,326.00 $57,612.00 $57,620.00 $58,846.00
1 OZ GOLD MAPLE LEAF .9999 $1,766.00 $1,845.00 $1,806.00 $1,885.00
1/2 OZ GOLD MAPLE LEAF $899.00 $958.00 $919.00 $979.00
1/4 OZ GOLD MAPLE LEAF $454.00 $488.00 $464.00 $498.00
1/10 OZ GOLD MAPLE LEAF $185.00 $204.00 $189.00 $208.00
1/20 OZ GOLD MAPLE LEAF $93.00 $120.00 $95.00 $122.00
1 OZ SILVER MAPLE LEAF $40.58 $43.87 $41.51 $44.81
1 OZ SILVER MAPLE LEAF (50+ COINS) $40.58 $43.67 $41.51 $44.61
1 OZ SILVER MAPLE LEAF (500+ COINS) $40.58 $43.48 $41.51 $44.41
1 OZ SILVER BAR / ROUND $39.75 $42.79 $40.66 $43.71
10 OZ SILVER BAR $397.00 $426.00 $407.00 $435.00
50 OZ SILVER BAR $1,987.00 $2,091.00 $2,033.00 $2,135.00
100 OZ SILVER BAR $3,975.00 $4,147.00 $4,066.00 $4,236.00
1 OZ PLATINUM BAR $1,725.00 $1,821.00 $1,765.00 $1,860.00
1 OZ PLATINUM MAPLE LEAF $1,791.00 $1,892.00 $1,832.00 $1,933.00


We recommend to visit websites:

Life insurance Ideas is the best way to get peace of mind. 
Insurance hints help you to save money on life and disability insurance. 
Lowest Insurance Quotes From Top Insurance Companies There are so many ways on how to get low insurance quotes. When you have full access to the internet, you will notice that there are hundreds of sites that offer low business insurance quotes which your company can afford. 
Human-edited web directory Boost Directory. Find the quality websites or blogs in any category. Submit your web sites, blogs or articles to boosting ranking in the search engine result position. Let us grow the business with Boost Directory! 
Best Dental Insurance blog helps you to find proper advice how to get the best appropriate dental coverage for your family and you. 


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